Article provided by: National Disability Benefits, All Right Reserved
When you have a health condition that prevents you from working, social security disability insurance is available to help. This worthwhile insurance program allows you to continue supporting yourself and your family even if you are no longer able to go to work each day. If you need SSDI or other social security benefits, you need to act now and get started on the application process.
How Do I Apply for SSDI?
Applying for SSDI or Social Security Disability Insurance can be a long and tedious process. Fortunately, there are individuals available who can help you through each step. You can apply for SSDI benefits by going online and filing out the application electronically at www.ssa.gov.
You can also get in touch with the Social Security Administration by phone and speak with a customer representative who can provide information directly. This allows you to set up an appointment with a representative who will call back at a later time to discuss further details regarding your case. To contact the SSA by phone, you will need to call 1-800-772-1213.
The third option for applying for SSDI is to visit your local Social Security Administration field office and apply in person. Sometimes speaking to an individual face-to-face can make such an enduring process much simpler and easier. However, any of these three options will be sufficient in terms of getting you started with the SSDI application process.
How Long Does it Take to be Approved for SSDI?
One thing that everyone should know about applying for SSDI or SSI is how long it generally takes for someone to hear back from the Social Security Administration with a decision. It can take at least a year or longer for some individuals to get an answer from the SSA, and typically it is not the answer they were hoping for.
Most people who apply for SSDI benefits will be denied initially. The next step after you receive your denial letter is to file an appeal. Filing an appeal and waiting for a court date to speak with a judge will take even longer, but you will be one step closer to getting the benefits that you deserve.
What Are the SSDI Approval Rates by State?
Getting approved for SSDI can be a tricky process no matter where you are located in the United States. But some states have higher approval rates than others.
States that have the top SSDI approval rates in terms of Initial application , reconsideration and hearing are Hawaii, Utah, New Mexico, Tennessee, and New Jersey.
Do the SSDI Approval Rates by State Vary A Lot?
The approval rates for all U.S. states can vary a lot. One of the reasons why one state will have a much higher approval rate is due to the decisions made by the Administrative Law Judge or ALJ If the judge is more likely to approve applicants in one state than the ALJ in others, then that state will naturally have a much higher approval rate.
Even if you live in a state where approval rates are low, don’t lose hope. You can get assistance to help you fight for your claim and your rights by getting in touch with a reliable disability benefits provider.
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